Council Bluffs Homes under $400,000

Welcome to Council Bluffs, Iowa – a charming city nestled along the banks of the Missouri River, just a stone's throw from Omaha, Nebraska. Known for its rich history and vibrant community, Council Bluffs offers a unique blend of small-town charm and urban convenience. With a population of around 62,000 residents, this city boasts a welcoming atmosphere, making it an ideal place for families, young professionals, and retirees alike.

Council Bluffs is renowned for its beautiful parks, scenic trails, and a variety of recreational activities. Whether you enjoy hiking along the Loess Hills or exploring the historic downtown area filled with quaint shops and delightful eateries, there’s something for everyone. The city also hosts numerous cultural events throughout the year, including art festivals, farmers’ markets, and live music performances, ensuring that residents can engage with their community in meaningful ways.

For those looking to settle down in this wonderful city, Council Bluffs offers an impressive selection of homes under $400,000. From charming bungalows to modern family residences, the housing market here provides a diverse range of options that cater to various tastes and budgets. With affordable prices and a low cost of living, you can find a beautiful home without breaking the bank.

In Council Bluffs, you’ll not only discover a place to live but a community to love. Come explore the possibilities and make this vibrant city your new home!

Newest Council Bluffs Homes under $400,000

$200,000

3 Beds ⋅ 1 Baths ⋅ 22628609 MLS

3 bed, 1 bath, ranch home with 2 car garage plus off street parking in Historic Oakland Avenue area. Old world charm with beautiful woodwork of yesteryear complemented with many updates. Quartz countertops in large kitchen with farmhouse sink featuring gas stove and new stainless steel fridge along with refinished cabinets and hardware and subway tile backsplashes. All new waterproof laminate flooring is on the main floor with new plush carpet in the bedrooms. All new ceiling fans and stunning light fixtures along with new switches and outlets. Beautiful new tiled bathroom with a newer vanity and toilet. Interior just painted ceiling to floor with new garage door opener with remote just installed. Covered deck with a fenced-in backyard. Many other improvements.

339 Sherman Avenue, Council Bluffs

Listing courtesy of Maxim Realty Group LLC.

$269,900

3 Beds ⋅ 2 Baths ⋅ 22628489 MLS

This spacious ranch offers over 2,200 finished sqft with 3 bedrooms, 2 bathrooms, 2 additional nonconforming rooms, plus a 1-car attached garage. Located on a quiet street just minutes from downtown Omaha, with convenient interstate access for an easy commute. The main level features two living areas, newer flooring and paint, main-level laundry with washer and dryer included, and three bedrooms, including one with direct exterior access. The finished lower level adds even more living space, a full bathroom, and two additional rooms offering flexible space for a variety of needs. Outside, enjoy a nice deck, fully fenced backyard, and storage shed. With its spacious layout, flexible lower level, and convenient location, this home offers plenty of room to live and entertain.

3604 3rd Avenue, Council Bluffs

Listing courtesy of Real Broker NE, LLC.

$270,000

3 Beds ⋅ 2 Baths ⋅ 22628201 MLS

Beautifully updated 3-bedroom, 2-bathroom home with new systems: heating, central cooling, plumbing, electrical, and water heater. Updated layout features new drywall throughout and new insulation. Spacious 22x30 garage offers ample parking and storage. Conveniently located near shopping, schools, parks, and major roadways. AMA.

1904 Avenue B, Council Bluffs

Listing courtesy of BHHS Ambassador Real Estate.

$380,000

2 Beds ⋅ 3 Baths ⋅ 22628122 MLS

Ranch townhome in Forest Glen, tucked away on a quiet cul-de-sac! The main level offers a functional kitchen and dining area, formal dining room and inviting living room with a gas fireplace. The spacious primary suite features a walk-in closet and private bath with dual sinks, whirlpool tub and separate shower. Convenient main-floor laundry! The finished lower level provides even more living space with an expansive family room, bath, large non-conforming room and plenty of storage. Enjoy low-maintenance living with room to spread out in a desirable Forest Glen location!

4 Norwood Court, Council Bluffs

Listing courtesy of Better Homes and Gardens R.E..

$375,000

3 Beds ⋅ 3 Baths ⋅ 22628094 MLS

Ready to move in and enjoy? Then this 1962 sq ft home is for you. 3-bed, 3-bath, 2-car garage on a corner, quarter acre lot. Everything has been done. This home boasts cathedral ceilings, stainless steel appliances, kitchen and dining room hardwood floors, tiled bathroom floors, and a cozy fireplace perfect for snuggling on those cold winter evenings that will be here too soon. The fenced backyard offers privacy to enjoy the concrete patio. A sprinkler system will help to keep your yard green and luscious. The complete interior paint in 2026 including the garage. Improvements include: 6 new front windows 2025, Durable LP SmartSide siding and roof (2022), HVAC (2022/2023), Hot water heater 2024, remodeled Primary bath with double sinks and tiled floors, Main floor baths vented and a UV light air scrubber installed, rain barrel collection sys, Stage 2 Charging station for electric vehicles. All Google devices stay. Conveniently located near schools, shopping, and your favorite hot spot.

302 Carly Circle, Council Bluffs

Listing courtesy of BHHS Ambassador Real Estate.

$179,999

3 Beds ⋅ 2 Baths ⋅ 22627920 MLS

Enjoy comfortable living in this 3 bedroom,1.75 bath home, handicap accessible features include the ramp to the Covered Deck where the wheelchair access to the home is located. The fenced backyard offers room to relax or garden, with a garden shed for extra storage. a 2-car carport and a covered deck add convenience and outdoor living space

113 AZTEC Street, Council Bluffs

Listing courtesy of Morse Real Estate.

$215,000

3 Beds ⋅ 2 Baths ⋅ 22627908 MLS

Welcome to 710 Cook Avenue! This 3-bedroom, 1.5-bath home offers a spacious living room with fireplace, main-floor laundry, eat-in kitchen with snack bar, and an attached insulated garage, plus extra parking area. The primary suite features double closets and a private half bath. Recent updates include a newer electrical panel, carpet, paint, and light fixtures. Enjoy a super private, fully fenced backyard with a newer hot tub, gazebo, garden, and two storage sheds. The walk-up attic and full basement offer exciting potential for a fourth bedroom, third bath, gym, or additional living space. All appliances stay! Conveniently located near hospitals, Walgreens, and the historic 100 Block!

710 Cook Avenue, Council Bluffs

Listing courtesy of BHHS Ambassador Real Estate.

$239,700

2 Beds ⋅ 2 Baths ⋅ 22627889 MLS

Welcome home! This nicely updated 2 bed, 2 bath property sits on a desirable double lot situated on a corner. Designed for easy living & effortless hosting, the home features modern updates in the semi-open kitchen, dining, and living areas that provide a comfortable, well-laid out main level. The kitchen offers newer appliances including a gas range and refrigerator, spacious counters & ample cabinet space! Step outside to enjoy your outdoor entertaining space perfect for relaxing evenings, entertaining family & friends, & enjoying the fresh air. Plus, you’ll love the added convenience of a large detached garage (25 x 20) & long driveway offering plenty of room for vehicles, storage, tools, & more. The partially finished lower level has a multi-use space & an abundance of storage. This corner-lot home blends comfort, style, and functionality, don’t miss your chance to make it yours! Great location AND Pre-Inspected for Buyers peace of mind!

205 S 28th Street, Council Bluffs

Listing courtesy of BHHS Ambassador Real Estate.

$255,000

3 Beds ⋅ 2 Baths ⋅ 22627785 MLS

Nestled high in the Loess Hills area of Council Bluffs is this fantastic family home on a quiet dead end street! Easy to maintain hardwood floors throughout the home, rich granite kitchen countertops, new glass cooktop, newer fridge, dishwasher and microwave, new herringbone tile backsplash, new flooring in laundry/drop zone, new primary bath vanity, huge deck with tree lined views. An incredible ''must see'' spacious pantry/storage/drop zone & laundry room w/soft close doors & drawers, built in file cabinets and pullout shelves, all conveniently located right off the garage entrance. Lower level w/LVP flooring. New Roof 10/22, New Main Sewer Line 10/22 New A/C 2021 & maintenance free vinyl siding. Close to Big Lake Park & easy walk to Lewis & Clark Elementary.

28 Crestwood Drive, Council Bluffs

Listing courtesy of BHHS Ambassador Real Estate.

$270,000

4 Beds ⋅ 2 Baths ⋅ 22627186 MLS

Contract Pending Showings to begin 8/30/26. This well-maintained home offers thoughtful updates, flexible living space, and plenty of room inside and out! Recent improvements include new main-level flooring completed just one month ago, freshly repainted kitchen cabinets in May 2026, interior paint, granite countertops, under-cabinet lighting, and tiled showers. The basement features a wet bar and second primary bedroom completed in March 2026, complete with a walk-in closet and separate entrance, making it a great setup for generational living, guests, or additional privacy. Outside, enjoy the paved backyard patio, storage shed with electricity, and an impressive 24x24 heated shop with 200-amp electrical service. A unique property offering updates, functionality, and versatile living space!

222 Pickardy Lane, Council Bluffs

Listing courtesy of Keller Williams Greater Omaha.

$175,000

3 Beds ⋅ 2 Baths ⋅ 22627185 MLS

Opportunity knocks at 152 Harrison St! This 3-bedroom, 2-bath ranch offers plenty of upside for a buyer looking to build equity and make a home their own. Priced below market value, the home is ready for some cosmetic updates while already benefiting from practical improvements like vinyl windows, vinyl siding, and included appliances. Original hardwood floors add character and charm throughout the home and offer a great opportunity to be refinished and brought back to life. Car enthusiasts, hobbyists, or anyone needing extra storage will appreciate the TWO detached garages?a 2-car garage plus an additional single-car garage. Looking for even more room? The unfinished attic provides potential for additional living space and another opportunity to add value. Whether you're an owner-occupant willing to put in a little sweat equity or an investor looking for your next project, this property offers character, versatility, storage, and plenty of upside at an attractive price point.

152 Harrison Street, Council Bluffs

Listing courtesy of eXp Realty LLC.

$349,900

3 Beds ⋅ 3 Baths ⋅ 22626942 MLS

Welcome home to this meticulously-maintained, one-owner 3-bedroom home situated on a spacious .34-acre lot with views for miles! All three bedrooms are conveniently located on the main level, including a primary suite with its own 3/4 en-suite bathroom, plus an additional full bathroom. The functional main level offers comfortable living spaces with plenty of natural light and room to gather. The finished basement provides valuable additional living space, perfect for a family room, home office, workout area or entertaining, along with a convenient 1/2 bathroom. Enjoy the sunroom that leads to a large covered patio and massive, flat yard with plenty of space to relax, play or entertain and the privacy of no backyard neighbors. An attached garage provides added convenience and storage. Located in the Lewis Central area with easy access to schools, shopping, dining and major roadways. HVAC & Furnace June 2025.

20474 Cardinal Lane, Council Bluffs

Listing courtesy of BHHS Ambassador Real Estate.

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