Omaha Homes under $400,000

Welcome to Omaha, Nebraska – a vibrant city that beautifully blends Midwestern charm with urban sophistication. Known for its rich history, diverse culture, and thriving economy, Omaha offers a unique lifestyle that appeals to families, young professionals, and retirees alike. Nestled along the Missouri River, this bustling metropolis is home to a range of attractions, from the world-renowned Henry Doorly Zoo and Aquarium to the bustling Old Market district, filled with eclectic shops, restaurants, and art galleries.

If you're considering making Omaha your home, you'll be delighted to discover a variety of housing options under $400,000. The real estate market here is both diverse and accessible, making it an ideal choice for first-time buyers and those looking to downsize without sacrificing quality. From charming bungalows in historic neighborhoods to modern townhomes in up-and-coming areas, you’ll find homes that suit every taste and lifestyle.

Omaha's neighborhoods each have their own character, whether you prefer the tree-lined streets of Dundee, the family-friendly atmosphere of West Omaha, or the vibrant energy of downtown. With a strong sense of community and a commitment to growth, Omaha is not just a place to live; it’s a place to thrive.

With its affordable housing options, rich culture, and welcoming spirit, Omaha is waiting for you to discover all that it has to offer. Explore your future home in this remarkable city, where every street tells a story, and every neighborhood is filled with possibilities. Welcome to Omaha – your next adventure awaits!

Newest Omaha Homes under $400,000

$310,000

4 Beds ⋅ 3 Baths ⋅ 22628666 MLS

Welcome home to this beautifully updated District 66 gem, where classic character meets thoughtful improvements! Hardwood floors flow throughout much of the home, complemented by fresh paint and abundant natural light from all-new windows. The en-suite bath features heated tile floors and LVP for an extra touch of comfort. Major updates include new siding, newer HVAC systems and an updated water heater. Downstairs, the basement offers additional living potential along with a convenient laundry area and utility sink. One of the standout features is the tandem 2.5-car garage, plus an additional parking pad—plenty of room for vehicles, storage and more! Out back, enjoy the steel-covered patio overlooking the yard with underground sprinklers and a recently refreshed, usable storage shed. Conveniently located near the new school and all that District 66 has to offer!

3329 S 78th Street, Omaha

Listing courtesy of BHHS Ambassador Real Estate.

$315,000

3 Beds ⋅ 3 Baths ⋅ 22628665 MLS

NEW CONSTRUCTION just minutes from downtown, Midtown crossing and Blackstone. Two story home, sits on a flat lot. Open floor plan, spacious and well distributed. Three bedrooms on the 2nd floor and one bedroom with egress window ready to be finished in the basement. Large family room, bathroom rough-in, all framed, drywall in, light fixtures, ready for your personal touch. Two car garage attached to the main floor entry way. This home is ready for you and your family to move in and enjoy a wonderful summer season. Close to schools, minutes from main roads and shopping. Speak with your agent to learn more about the pre-qualification process. See the eligibility requirements from the Department of Economic Development Middle Income Workforce Housing Funds for details on the subsidy program. If buyer is eligible, they can get up to $50,000 in subsity.

2420 Patrick Avenue, Omaha

Listing courtesy of Nebraska Realty.

$329,000

2 Beds ⋅ 3 Baths ⋅ 22628651 MLS

RARE FIND with over 2,071 sq. ft. ABOVE GRADE! You don’t often find this much space in the area. This spacious 2-bedroom, 3-bath home offers a unique layout, multiple living areas, and tons of potential. Step inside to a large formal living room and dining area with plenty of room to entertain. The oversized kitchen features abundant cabinet and counter space plus a separate eat-in area for everyday dining. Just off the kitchen is a large deck, perfect for grilling, relaxing, and entertaining. A few steps down, you’ll find another generous living area complete with a wet bar—an ideal setup for game days, gatherings, or a comfortable second family room. The main level also offers a convenient 3/4 bath and laundry. Add in a one-car garage and an unfinished basement ready for your personal touches, and there’s even more opportunity to make this home your own. With 2,071+ sq. ft. above grade, multiple living spaces, a large kitchen, and a layout you simply don’t see every day.

3603 S 49th Avenue, Omaha

Listing courtesy of Kelly Realty LLC.

$269,000

4 Beds ⋅ 2 Baths ⋅ 22628646 MLS

OPEN HOUSE SUNDAY, Oct 4th, 1–3 PM Same owner for 35 years! Step inside this well-maintained 4-bedroom, 2 bath home and discover the perfect blend of character and updates. Major updates include a roof that’s only 2 years old, with the AC, water heater, and furnace all less than 10 years old. With brand-new carpet and fresh paint throughout, this home is move-in ready and makes your transition seamless. Beautiful hardwood floors flow throughout the main level, complemented by rustic stone accents and an electric fireplace. The formal dining room and updated kitchen with quartz countertops provide plenty of room for entertaining. The main level features 2 bedrooms and 1 full bathroom, while the lower level offers 2 additional bedrooms, a ¾ bathroom, laundry, and a spacious family room/living area. Step outside onto the deck and enjoy the fully fenced backyard, beautiful garden, and plenty of outdoor space. A 1-car garage provides convenient parking and storage. Schedule today! AMA

9640 Spaulding Street, Omaha

Listing courtesy of Real Broker NE, LLC.

$315,000

3 Beds ⋅ 2 Baths ⋅ 22628645 MLS

Welcome to this beautifully updated 3-bedroom, 1-bath home offering fresh finishes and plenty of space to enjoy. Recent updates include new paint, flooring, countertops, and water heater, along with newer HVAC, windows, and roof. A newly built detached tall 2-car garage provides excellent parking and additional storage tall enough for lift. The basement offers even more usable space with a comfortable living area, wet bar perfect for entertaining, and a cedar closet for extra storage. Move-in ready with major updates already completed—come see everything this home has to offer!

919 N 69 Street, Omaha

Listing courtesy of KW Siouxland.

$342,500

4 Beds ⋅ 3 Baths ⋅ 22628644 MLS

Welcome to this spacious single-family home in the desirable Trendwood subdivision! Offering fantastic living space across multiple levels, this 4-bedroom home is perfectly set up for comfortable living . The main floor features a bright kitchen with luxury vinyl tile, formal living and dining rooms, and a 27x14 family room. Main floor laundry. Upstairs, you'll find a primary suite complete with a walk-in closet and an en-suite 3/4 bath, along with three additional bedrooms. Basement features large 26x24 basement rec room offers endless possibilities for a home theater or playroom. With a great layout and plenty of room to grow, this vacant and move-in-ready home is just waiting for your personal touch. Seller has added upgrades inside and out. Bring your buyers today.

1324 Holling Drive, Omaha

Listing courtesy of Midlands Real Estate.

$165,000

3 Beds ⋅ 2 Baths ⋅ 22628616 MLS

Lovely 3 bedroom 2 full bath home with many updates. Yard is fully fenced, updated bathroom on the main level, large master bedroom on the main level, patio doors with built in blinds, 2 porches and so much more. This would be a great home for 1st time home buyers or an awesome investment. Call or text today to schedule your showing! You won't want to miss out!!! Home is being sold AS-IS

3012 Emmet Street, Omaha

Listing courtesy of Jill Jones Broker.

$214,900

2 Beds ⋅ 2 Baths ⋅ 22628615 MLS

Brand new beautifully built energy efficient new construction homes w/ lots of natural light, all appliances, & smart living spaces. Modern living spaces minutes away from downtown, Creighton University, Charles Schwab Field, a multitude of restaurants, nightlife, parks, museums, and so much more! With all the revitalization & growth to this community & surrounding area, this home is a steal priced in the low 200's. Investing into this home and vision now can be a greater investment later as this community & area continues to grow and develop. Call or text today to schedule your showing!!!

1625 Willis Avenue, Omaha

Listing courtesy of Jill Jones Broker.

$214,900

2 Beds ⋅ 2 Baths ⋅ 22628614 MLS

1619 Willis Avenue, Omaha

Listing courtesy of Jill Jones Broker.

$299,000

3 Beds ⋅ 3 Baths ⋅ 22628613 MLS

True multi-level home stands out with a smart, flexible layout & flat entry. Main level features 4th room and 1/2 bath, ideal for a home office, guest space or private retreat. Second level offers an open, inviting living room, dining room & kitchen perfect for everyday living & entertaining. Third level features the primary bedroom with 3/4 bath, two additional bedrooms & full bath, providing comfortable separation & space. The basement adds a family/rec room, laundry area and daylight windows for natural light. This functional layout offers significant versatility & room to spread out.

4929 Red Rock Avenue, Omaha

Listing courtesy of NP Dodge RE Sales Inc 86Dodge.

$319,900

3 Beds ⋅ 3 Baths ⋅ 22628612 MLS

Welcome to this inviting 3-bedroom ranch in the popular Sunny Slope neighborhood! Fantastic location near the neighborhood pool and park with newly resurfaced tennis courts, and easy access to shopping and the interstate. The spacious family room features an attractive fireplace and airy 9' ceilings. The bright kitchen offers a pantry and dinette with access to the deck and backyard patio. The large primary suite boasts vaulted ceilings, a ¾ bath and a large walk-in closet. Main-floor laundry, oak trim, and a formal dining room add convenience and character. The huge finished basement includes new carpet, a ¾ bath, and office space. Enjoy the wonderful private, shady backyard—perfect for relaxing or entertaining. Vinyl siding and a pre-inspection provide added peace of mind. Truly a must-see!

4604 Ridgeway Road, Omaha

Listing courtesy of Nebraska Realty.

$335,000

4 Beds ⋅ 3 Baths ⋅ 22628594 MLS

What a sensational find! This is the perfect family home, whether you're an empty nester, accommodating a handicapped family member, or looking for a home with room for older children. Featuring TWO HUGE main-floor bedrooms, convenient main-floor utilities, and updates galore. This home is truly move-in ready, just move in and do nothing because it's DONE! You'll love the luxurious carpeting, fresh paint, and beautiful quartz countertops throughout. This walk-out ranch continues to impress downstairs with a glamorous finished basement featuring two additional bedrooms with egress windows, a wet bar, and a newly added spacious walk-in shower with double sinks. And yes, there's even more of that soft, cushy carpeting! With comfortable living spaces, maintenance free vinyl siding, composite deck, and newer windows. With thoughtful updates, and plenty of flexibility for a variety of lifestyles, this home checks all the boxes. Come take a look! You may have just found the one!

13705 Chandler Street, Omaha

Listing courtesy of BHHS Ambassador Real Estate.

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