Council Bluffs Homes under $200,000

Welcome to Council Bluffs, Iowa, a vibrant community nestled in the heart of Pottawattamie County. Known for its rich history and welcoming atmosphere, Council Bluffs is not just a place to live but a place to thrive. One of the standout features of this area is its excellent school district, which prioritizes educational excellence and community engagement.

The Council Bluffs Community School District is dedicated to nurturing the minds of young learners and preparing them for future success. With a diverse range of programs, dedicated educators, and a commitment to academic achievement, parents can feel confident that their children are receiving a top-notch education. The district boasts a variety of extracurricular activities, from athletics to the arts, ensuring that students have the opportunity to explore their interests and develop their talents.

For those seeking affordable housing options, Council Bluffs offers an impressive selection of homes under $200,000. This makes it an ideal choice for first-time homebuyers, families, and anyone looking to invest in a community that values both quality of life and affordability. Whether you’re looking for a cozy bungalow or a spacious family home, you’ll find a variety of options that fit your budget and lifestyle.

Living in Council Bluffs means enjoying a strong sense of community, access to quality education, and a range of housing options that won’t break the bank. Discover your new home in this charming city and experience all that it has to offer!

Newest Council Bluffs Homes under $200,000

$200,000

3 Beds ⋅ 1 Baths ⋅ 22628609 MLS

3 bed, 1 bath, ranch home with 2 car garage plus off street parking in Historic Oakland Avenue area. Old world charm with beautiful woodwork of yesteryear complemented with many updates. Quartz countertops in large kitchen with farmhouse sink featuring gas stove and new stainless steel fridge along with refinished cabinets and hardware and subway tile backsplashes. All new waterproof laminate flooring is on the main floor with new plush carpet in the bedrooms. All new ceiling fans and stunning light fixtures along with new switches and outlets. Beautiful new tiled bathroom with a newer vanity and toilet. Interior just painted ceiling to floor with new garage door opener with remote just installed. Covered deck with a fenced-in backyard. Many other improvements.

339 Sherman Avenue, Council Bluffs

Listing courtesy of Maxim Realty Group LLC.

$199,711

2 Beds ⋅ 1 Baths ⋅ 22628081 MLS

Showings begin October 6! Big garage. Double lot. Blocks from the lake. And priced at just $199,711! This 2-bedroom, 1-bath home is ready for someone to bring their ideas and make it their own. One of the biggest bonuses is the hard-to-find 3-car garage with plenty of room for vehicles, storage, hobbies or lake gear. The double lot gives you even more space outdoors, with Carter Lake just blocks away for recreation and time on the water. Inside, some updates and a little vision could go a long way, while two big-ticket items are already handled with updated HVAC in 2020 and a NEW ROOF in 2025! Whether you’re a first-time buyer, looking for a project or simply want more garage and yard without the big price tag, take a look. Virtually staged photos show the possibilities. Just minutes from Eppley Airfield, Downtown Omaha and the Old Market.

198 Carter Lake Club, Carter Lake

Listing courtesy of NP Dodge RE Sales Inc 86Dodge.

$175,000

3 Beds ⋅ 2 Baths ⋅ 22627185 MLS

Opportunity knocks at 152 Harrison St! This 3-bedroom, 2-bath ranch offers plenty of upside for a buyer looking to build equity and make a home their own. Priced below market value, the home is ready for some cosmetic updates while already benefiting from practical improvements like vinyl windows, vinyl siding, and included appliances. Original hardwood floors add character and charm throughout the home and offer a great opportunity to be refinished and brought back to life. Car enthusiasts, hobbyists, or anyone needing extra storage will appreciate the TWO detached garages?a 2-car garage plus an additional single-car garage. Looking for even more room? The unfinished attic provides potential for additional living space and another opportunity to add value. Whether you're an owner-occupant willing to put in a little sweat equity or an investor looking for your next project, this property offers character, versatility, storage, and plenty of upside at an attractive price point.

152 Harrison Street, Council Bluffs

Listing courtesy of eXp Realty LLC.

$165,000

4 Beds ⋅ 3 Baths ⋅ 22625275 MLS

Historic charm meets incredible space in the heart of Council Bluffs! This distinctive 1.5-story home offers 4 bedrooms, 3 bathrooms, and timeless character throughout. Situated on a fully privacy-fenced corner lot, the property provides a rare combination of downtown convenience and private outdoor space. The inviting covered front porch, classic architectural details, and exterior showcase the craftsmanship and personality of a bygone era. Inside, a versatile floor plan offers plenty of room for everyday living, guests, a home office, or growing households. You’ll enjoy quick access to downtown Council Bluffs, local restaurants, shopping, parks, and major roadways connecting you to the entire metro. If you’ve been searching for a spacious historic home with character, a fenced yard, and a central location, this one is ready for its next chapter!

422 N 8th Street, Council Bluffs

Listing courtesy of Keller Williams Greater Omaha.

$164,500

3 Beds ⋅ 1 Baths ⋅ 22625141 MLS

More house for the money! This clean and comfortable 3-bedroom home offers 1,140 finished square feet, hardwood floors and fresh paint throughout. The newer A/C and water heater take two expensive projects off the list, while the full basement provides plenty of storage and future possibilities. An attached garage, fenced backyard and convenient location add everyday practicality. Move-in ready, nicely updated and priced to leave a little room in the budget for making it your own!

520 S 1st Street, Council Bluffs

Listing courtesy of Better Homes and Gardens R.E..

$117,500

2 Beds ⋅ 1 Baths ⋅ 22624507 MLS

This is a great opportunity for a first-time homebuyer or investor looking for a turnkey rental! With the major work already completed, this home is move-in ready. Recent updates include a new roof, HVAC, water heater, vinyl windows, flooring, fresh paint, updated kitchen and bathroom. Featuring 2 bedrooms, 1 bathroom and convenient main-level laundry. The fenced-in front yard and covered front porch provide a nice outdoor space, with a small parking pad and possibly room to extend it.

315 N 9th Street, Council Bluffs

Listing courtesy of Real Broker NE, LLC.

$130,000

3 Beds ⋅ 2 Baths ⋅ 22620221 MLS

Contract Pending. Up/down DUPLEX with separate meters. Your next rental investment property awaits. Whether you are looking for a turn-key rental or a value add this property can work for you. It was recently rented up/down for good cash-flow. If you have ambition, you can renovate and bump rents. You could even live in 1-side and rent out the other side. AMA

608 Mill Street, Council Bluffs

Listing courtesy of Nebraska Realty.

Start Your Search

This data is from various Participants of the Great Plains REALTORS® Multiple Listing Service Inc Internet Data Exchange; is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; the listing broker is listed on each listing; the information is deemed reliable but not guaranteed, and is copyrighted ©2026 Great Plains REALTORS® Multiple Listing Service, Inc.